PNB Housing Finance FD Interest Rates

PNB Housing Finance is one of the leading companies for Housing loan and Loan against property in India. PNB Housing Finance Limited is registered  housing finance company with National Housing Bank. It also holds the license to accept public deposit. Customer can deposit with PNB Housing Finance in the form of Fixed Deposit.  PNB Housing Finance FD Interest Rates  starts from 5.90% per annum to maximum 6.70% per annum . You can also book your fixed deposit online for this You need to have internet banking facility for FD booking.

PNB Housing Finance FD

 PNB Housing Fixed Deposit Domestic/ NRO/NRE (upto 5 Crore )

Tenure Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI  (p .a.)
Months ROI (p.a.) Tentative yield to maturity Monthly Quarterly Half Yearly Annual
12 Months – 23Months 5.90% 5.90% 5.74% 5.77% 5.81% 5.90%
24 Months – 35 Months 6.15% 6.34% 5.98% 6.01% 6.05% 6.15%
36 Months – 47 Months 6.60% 7.05% 6.40% 6.44% 6.49% 6.60%
48 Months – 59 Months 6.60% 7.28% 6.40% 6.44% 6.49% 6.60%
60 Months -71 Months 6.70% 7.66% 6.50% 6.53% 6.59% 6.70%
72 Months – 84 Months 6.70% 7.93% 6.50% 6.53% 6.59% 6.70%
120 Months 6.70% 9.13% 6.50% 6.53% 6.59% 6.70%

* For cumulative option, interest rate is compounded annually on March 31st  

 PNB Housing Finance FD Rates for Senior Citizens

Senior Citizens  get 0.25% extra on Fixed Deposit. This facility is given on FD booked for below 1 crore.

PNB Housing FD Rates Features 

1  PNB Housing is offering fixed deposit from 12 Months to 10 Years.

PNB Housing Finance FD Interest Rates   start from minimum 5.90% per annum  and maximum 6.70% per annum.

3  Senior citizen will get 0.25 % extra on fixed deposit.

4  Depositor can also  avail nomination facility in fixed deposit.

5  Company  also gives auto renewal option in fixed deposit.

6   Pre mature closure or partial withdrawal facility is also available .

7   PNB Housing Finance FD premature withdrawal- PNB Housing allows for premature withdrawal  of fixed deposit. There is compulsory 3 month lock in period after that one can withdraw the fixed deposit .

The interest rate for premature withdrawals-

Withdrawal made within six months from the date of deposit, interest paid is at 4% per annum.

Withdrawal made after six months, interest will be paid at 1% less than the FD interest rate applicable on public fixed deposit of the period for which the deposit was held.

8  TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all PNB Housing branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.

You can also read about  Axis Bank FD Interest Rates  , HDFC Bank FD Interest  Rates

hdfc bank fd interest rates

 PNB Housing  FD Rates Today

We have given latest FD information above about PNB Housing Finance FD Interest Rates. To know the latest PNB Housing FD Interest Rate You can also visit the bank website.

PNB Housing Finance Fixed Deposit Calculator 

You can calculate deposit rates in FD Calculator   . This will help you to decide the amount and tenure for your  PNB Housing Finance FD.

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