PNB Housing Finance is one of the leading companies for Housing loan and Loan against property in India. PNB Housing Finance Limited is registered housing finance company with National Housing Bank. It also holds the license to accept public deposit. Customer can deposit with PNB Housing Finance in the form of Fixed Deposit. PNB Housing Finance FD Interest Rates starts from 5.90% per annum to maximum 6.70% per annum . You can also book your fixed deposit online for this You need to have internet banking facility for FD booking.
PNB Housing Finance FD
PNB Housing Fixed Deposit Domestic/ NRO/NRE (upto 5 Crore )
|Tenure||Cumulative Option* ROI (p.a.)||Non-Cumulative Option ROI (p .a.)|
|Months||ROI (p.a.)||Tentative yield to maturity||Monthly||Quarterly||Half Yearly||Annual|
|12 Months – 23Months||5.90%||5.90%||5.74%||5.77%||5.81%||5.90%|
|24 Months – 35 Months||6.15%||6.34%||5.98%||6.01%||6.05%||6.15%|
|36 Months – 47 Months||6.60%||7.05%||6.40%||6.44%||6.49%||6.60%|
|48 Months – 59 Months||6.60%||7.28%||6.40%||6.44%||6.49%||6.60%|
|60 Months -71 Months||6.70%||7.66%||6.50%||6.53%||6.59%||6.70%|
|72 Months – 84 Months||6.70%||7.93%||6.50%||6.53%||6.59%||6.70%|
* For cumulative option, interest rate is compounded annually on March 31st
PNB Housing Finance FD Rates for Senior Citizens
PNB Housing FD Rates Features
1 PNB Housing is offering fixed deposit from 12 Months to 10 Years.
2 PNB Housing Finance FD Interest Rates start from minimum 5.90% per annum and maximum 6.70% per annum.
3 Senior citizen will get 0.25 % extra on fixed deposit.
4 Depositor can also avail nomination facility in fixed deposit.
5 Company also gives auto renewal option in fixed deposit.
6 Pre mature closure or partial withdrawal facility is also available .
7 PNB Housing Finance FD premature withdrawal- PNB Housing allows for premature withdrawal of fixed deposit. There is compulsory 3 month lock in period after that one can withdraw the fixed deposit .
The interest rate for premature withdrawals-
Withdrawal made within six months from the date of deposit, interest paid is at 4% per annum.
Withdrawal made after six months, interest will be paid at 1% less than the FD interest rate applicable on public fixed deposit of the period for which the deposit was held.
8 TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all PNB Housing branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.
PNB Housing FD Rates Today
We have given latest FD information above about PNB Housing Finance FD Interest Rates. To know the latest PNB Housing FD Interest Rate , You can also visit the bank website.
PNB Housing Finance Fixed Deposit Calculator
You can calculate deposit rates in FD Calculator . This will help you to decide the amount and tenure for your PNB Housing Finance FD.