ICICI Bank is second largest private sector bank in India.It provides various types of Fixed Deposit options to its customers. You can book your fixed deposit through Net Banking or you can also visit your nearby branch. ICICI FD Interest Rates start from minimum 2.5% per annum and maximum 5.5% per annum.
ICICI Bank FD Rates
ICICI Bank Deposit Rates Domestic/ NRO/NRE (5,000 to 2 Crore)
|7 days to 14 days||2.5 %||3.00%|
|15 days to 29 days||2.5%||3.00%|
|30 days to 45 days||3.00 %||3.50%|
|46 days to 60 days||3.00 %||3.50%|
|61 days to 90 days||3.00%||3.50%|
|91 days to 120 days||3.50%||4.00%|
|121 days to 184 days||3.50%||4.00%|
|185 days to 210 days||4.40%||4.90%|
|211 days to 270 days||4.40%||4.90%|
|271 days to 289 days||4.40%||4.90%|
|290 days to less than 1 year||4.40%||4.90%|
|1 year to 389 days||4.90%||5.40%|
|390 days to < 18 months||4.90%||5.40%|
|18 months days to 2 years||5.00%||5.50%|
|2 years 1 day to 3 years||5.15%||5.65%|
|3 years 1 day to 5 years||5.35%||5.85%|
|5 years 1 day to 10 years||5.50%||6.30%|
ICICI Bank Deposit Rates Domestic/ NRO/NRE (2 Crore to less than 5 Crore)
|7 days to 14 days||2.75 %||2.75 %|
|15 days to 29 days||2.75%||2.75 %|
|30 days to 45 days||3.00 %||3.00%|
|46 days to 60 days||3.00 %||3.00%|
|61 days to 90 days||3.10%||3.10%|
|91 days to 120 days||3.10%||3.10%|
|121 days to 184 days||3.10%||3.10%|
|185 days to 210 days||3.50%||3.50%|
|211 days to 270 days||3.50%||3.50%|
|271 days to 289 days||3.65%||3.65%|
|290 days to less than 1 year||3.65%||3.65%|
|1 year to 389 days||3.85%||3.85%|
|390 days to < 18 months||3.85%||3.85%|
|18 months days to 2 years||3.90%||3.90%|
|2 years 1 day to 3 years||4.50%||4.50%|
|3 years 1 day to 5 years||4.50%||4.50%|
|5 years 1 day to 10 years||4.50%||4.50%|
ICICI Bank Fixed Deposit Features
1 Bank is offering fixed deposit from 7 days to 10 Years.
2 ICICI FD interest rates start from minimum 2.5% per annum and maximum 5.50% per annum.
3 Senior citizen will get 0.5 % extra on fixed deposit.
4 Depositor can also avail nomination facility in fixed deposit.
5 ICICI Bank also gives auto renewal option in fixed deposit.
6 Pre mature closure/withdrawal or partial withdrawal facility is also available. You can premature withdraw your fd below 2 crore. Premature withdrawal is not allowed on.
7 TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all ICICI branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.
You can also read about Axis Bank FD Interest Rates
ICICI Bank fd rates for Senior Citizens
Bank is offering special fixed deposit for senior citizens with the name ICICI Bank Golden Years FD Rates. This offer gives 0.30% extra which is over and above the existing of 0.5%. This offer is available on below 5 Crore FD and duration for this fixed deposit is 5 years and more. ICICI Senior Citizen fd rates are available for Resident India and not for NRI.This scheme is valid till 31 March 2021
ICICI NRE FD Rates
NRE fixed deposit rates are available for Non Resident Indian or citizen of Indian origin . NRE fd is booked for minimum 1 year. No interest is paid if the NRE Deposit is withdrawn before 1 year.
There is no penalty on pre mature closure of NRE Fixed Deposit.
Partial or pre mature withdrawal and sweep- in facility is not allowed fd booked for 5 Crore and above.
ICICI Tax Saving FD
ICICI Bank offer Tax Saver FD for resident individuals and HUF.
Minimum amount is INR 100 and in multiples of INR 100 and Maximum amount is Rs. 1.5 Lakh in a financial Year.
ICICI Tax Saving fd is book for 5 year (lock in)
This fd can be booked with Monthly or quarterly payout.
In case of joint holder deposit account, tax benefit is given to first holder of the account under 80C.
ICICI Fixed Deposit Online
You can also book your fixed deposit online. One needs to log in your ICICI net banking and go to fixed deposit section for online ICICI deposit.
ICICI FD Rate Today
We have given latest fd information above. To know the latest ICICI fd rate of interest, You can also visit the bank website.
ICICI FD Calculator
You can calculate ICICI Bank fixed deposit rates in ICICI Fixed deposit calculator