HDFC LTD FD Interest Rates 2021

HDFC LTD is  one of the leading provider of Housing  Finance in India.  HDFC is registered under housing finance company with National Housing Bank. It also holds the license to accept public deposit. Customer can deposit with HDFC  in the form of Fixed Deposit.  HDFC LTD FD Interest Rates 2021  starts from 5.70% per annum to maximum 6.55% per annum . You can also book your fixed deposit online for this You need to have internet banking facility for FD booking.

HDFC LTD Fixed Deposit Rate 2021

 HDFC FD Rates / NRO/NRE (upto 2 Crore )

HDFC LTD  SPECIAL DEPOSITS (Fixed Rates)Deposits upto ₹2 crore (p.a.)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
33 Months 6.00% 6.05% 6.10% 6.20% 6.20%
66 Months 6.40% 6.45% 6.50% 6.60% 6.60%
99 Months 6.45% 6.50% 6.55% 6.65% 6.65%

 

HDFC PREMIUM DEPOSITS (Fixed Rates)Deposits upto ₹2 crore (p.a.)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
15 Months 5.60% 5.65% 5.70% 5.80%
22 Months 5.75% 5.80% 5.85% 5.95% 5.95%
30 Months 5.80% 5.85% 5.90% 6.00% 6.00%
44 Months 6.05% 6.10% 6.15% 6.25% 6.25%
HDFC REGULAR DEPOSITS (Fixed & Variable Rates)Deposits upto ₹2 crore (p.a.)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
12-23 Months 5.50% 5.55% 5.60% 5.70%
24-35 Months 5.65% 5.70% 5.75% 5.85% 5.85%
36-59 Months 5.85% 5.90% 5.95% 6.05% 6.05%
60-83 Months 6.20% 6.25% 6.30% 6.40% 6.40%
84-120 Months 6.35% 6.40% 6.45% 6.55% 6.55%
Minimum Amount (₹) ₹40,000 ₹20,000 ₹20,000 ₹20,000 ₹20,000

 HDFC Senior Citizen FD Rates 2021

Senior Citizens  get 0.25% extra on Fixed Deposit. This facility is given on FD booked for below 2 crore.

HDFC LTD FD Rates Features 

1  HDFC is offering fixed deposit from 12 Months to 10 Years.

HDFC LTD FD Interest Rates 2021   start from minimum 5.70% per annum  and maximum 6.55% per annum.

3  Senior citizen will get 0.25 % extra on fixed deposit.

4  Depositor can also  avail nomination facility in fixed deposit.

5  Company  also gives auto renewal option in fixed deposit.

6   Pre mature closure or partial withdrawal facility is also available .

7   HDFC LTD FD premature withdrawal- HDFC allows for premature withdrawal  of fixed deposit. There is compulsory 3 month lock in period after that one can withdraw the fixed deposit .

The interest rate for premature withdrawals-

Withdrawal made within six months from the date of deposit, interest paid is at 4% per annum.

Withdrawal made after six months, interest will be paid at 1% less than the FD interest rate applicable on public fixed deposit of the period for which the deposit was held.

8  TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all HDFC LTD branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.

You can also read about  Axis Bank FD Interest Rates  , HDFC Bank FD Interest  Rates

hdfc bank fd interest rates

 HDF LTD  FD Rates Today

We have given latest FD information above about HDFC FD Interest Rates. To know the latest HDFC LTD  FD Interest Rate You can also visit the bank website.

HDFC Fixed Deposit Calculator 2021 

You can calculate deposit rates in FD Calculator   . This will help you to decide the amount and tenure for your  HDFC Fixed Deposit Interest Rate 2021 .

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