HDFC LTD is one of the leading provider of Housing Finance in India. HDFC is registered under housing finance company with National Housing Bank. It also holds the license to accept public deposit. Customer can deposit with HDFC in the form of Fixed Deposit. HDFC LTD FD Interest Rates 2021 starts from 5.70% per annum to maximum 6.55% per annum . You can also book your fixed deposit online for this You need to have internet banking facility for FD booking.
HDFC LTD Fixed Deposit Rate 2021
HDFC FD Rates / NRO/NRE (upto 2 Crore )
| Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
|---|---|---|---|---|---|
| 33 Months | 6.00% | 6.05% | 6.10% | 6.20% | 6.20% |
| 66 Months | 6.40% | 6.45% | 6.50% | 6.60% | 6.60% |
| 99 Months | 6.45% | 6.50% | 6.55% | 6.65% | 6.65% |
| Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
|---|---|---|---|---|---|
| 15 Months | 5.60% | 5.65% | 5.70% | – | 5.80% |
| 22 Months | 5.75% | 5.80% | 5.85% | 5.95% | 5.95% |
| 30 Months | 5.80% | 5.85% | 5.90% | 6.00% | 6.00% |
| 44 Months | 6.05% | 6.10% | 6.15% | 6.25% | 6.25% |
| Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
|---|---|---|---|---|---|
| 12-23 Months | 5.50% | 5.55% | 5.60% | – | 5.70% |
| 24-35 Months | 5.65% | 5.70% | 5.75% | 5.85% | 5.85% |
| 36-59 Months | 5.85% | 5.90% | 5.95% | 6.05% | 6.05% |
| 60-83 Months | 6.20% | 6.25% | 6.30% | 6.40% | 6.40% |
| 84-120 Months | 6.35% | 6.40% | 6.45% | 6.55% | 6.55% |
| Minimum Amount (₹) | ₹40,000 | ₹20,000 | ₹20,000 | ₹20,000 | ₹20,000 |
HDFC Senior Citizen FD Rates 2021
HDFC LTD FD Rates Features
1 HDFC is offering fixed deposit from 12 Months to 10 Years.
2 HDFC LTD FD Interest Rates 2021 start from minimum 5.70% per annum and maximum 6.55% per annum.
3 Senior citizen will get 0.25 % extra on fixed deposit.
4 Depositor can also avail nomination facility in fixed deposit.
5 Company also gives auto renewal option in fixed deposit.
6 Pre mature closure or partial withdrawal facility is also available .
7 HDFC LTD FD premature withdrawal- HDFC allows for premature withdrawal of fixed deposit. There is compulsory 3 month lock in period after that one can withdraw the fixed deposit .
The interest rate for premature withdrawals-
Withdrawal made within six months from the date of deposit, interest paid is at 4% per annum.
Withdrawal made after six months, interest will be paid at 1% less than the FD interest rate applicable on public fixed deposit of the period for which the deposit was held.
8 TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all HDFC LTD branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.
You can also read about Axis Bank FD Interest Rates , HDFC Bank FD Interest Rates
HDF LTD FD Rates Today
We have given latest FD information above about HDFC FD Interest Rates. To know the latest HDFC LTD FD Interest Rate , You can also visit the bank website.
HDFC Fixed Deposit Calculator 2021
You can calculate deposit rates in FD Calculator . This will help you to decide the amount and tenure for your HDFC Fixed Deposit Interest Rate 2021 .