HDFC Bank RD Interest Rates [2021]

HDFC Bank is top private sector bank in India. It provides  various types of Recurring Deposit options to its customers. You can  even book your Recurring deposit  through SMS. If we talk about other options then you have Net Banking option or you can also visit your nearby branch. HDFC Bank RD interest rates 2021 start from minimum 3.5% per annum and maximum 5.5% per annum.

HDFC Recurring Deposit 2021

HDFC RD Rates  Domestic/ NRO/NRE  

Tenure  Interest Rate (Per Annum) Senior Citizen Rate ( Per Annum)
6 Months 3.50 % 4.00 %
9 Months 4.40 % 4.90 %
12 Months 4.90 % 5.40 %
15 Months 4.90 % 5.40 %
24 Months 4.90 % 5.40 %
27 Months 5.15 % 5.65 %
36 Months 5.15 % 5.65 %
39 Months 5.30 % 5.80 %
48  Months 5.30 % 5.80 %
60 Months 5.30 % 5.80 %
90 Months 5.50 % 6.00 %
120  Months 5.50 % 6.00 %

HDFC Bank Recurring Deposit Features 

1  Bank is offering Recurring Deposit  from 6 Months to 10 Years.

HDFC Bank RD interest rates 2021 start from minimum 3.5% per annum  and maximum 5.50% per annum.

3  Senior citizen will get 0.5 % extra on RD.

4  Depositor can also  avail nomination facility in Recurring deposit.

5  HDFC Bank also gives auto renewal option in RD.

6  Pre mature closure or partial withdrawal facility is also available .

7  TDS is deducted when interest payable or reinvested on RD per customer across all HDFC branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.

You can also read about Axis Bank FD Interest Rates

hdfc bank fd interest rates

HDFC Bank RD rates for Senior Citizens 2021

Bank is offering special RD for senior citizens which gives 0.5% extra on their deposit. HDFC Senior Citizen RD rates are available for Resident India and not for NRI.


NRE RD rates are available for Non Resident Indian or citizen of Indian origin . NRE RD is booked for minimum 1 year. No interest is paid if the NRE Deposit is withdrawn before 1 year.

There is no penalty on pre mature closure of NRE Recurring Deposit.

HDFC RD Online 2021

You can also book your RD online. One needs to log in your HDFC net banking and go to Recurring Deposit section  for online HDFC deposit. RD can also be booked in HDFC Bank via SMS. You need to send SMS on 5676712 from your registered  mobile number. You just need send SMS “BOOKRD<AMOUNT><TENURE>” and send the message  to 5676712.

HDFC RD Rate Today

We have given latest RD information above. To know the latest HDFC RD rate of interest 2021, You can also visit the bank website.

HDFC RD Calculator 2021

You can calculate your RD Rates on HDFC Recurring Deposit Calculator. HDFC RD Calculator Online 2021 also gives you option to  calculate the RD Rates.

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