HDFC Bank FD Interest Rates 2021

HDFC Bank is top private sector bank in India. It provides  various types of Fixed Deposit options to its customers. You can  even book your fixed deposit  through SMS. If we talk about other options then you have Net Banking option or you can also visit your nearby branch. HDFC Bank FD interest rates 2021 start from minimum 2.5% per annum and maximum 5.5% per annum.

HDFC FD Interest Rates 2021

HDFC Bank Deposit Rates  Domestic/ NRO/NRE  (5,000 to 2 Crore)

Tenure  Interest Rate up to INR   2 Crore(Per Annum) Senior Citizen Rates ( Per Annum)
7 – 14 Days 2.5 % 3 %
15 – 29 Days 2.5 % 3 %
30 – 45 Days 3 % 3.50 %
46 – 60 Days 3 % 3.50 %
61 – 90 Days 3 % 3.50 %
91 Days – 6 Months 3.50 % 4 %
6 Months 1 Day to 9 Months 4.40 % 4.90 %
9 Months 1 Days to  <1 Year 4.40 % 4.90 %
1 Year 4.90 % 5.40 %
1 Year 1 Day to 2 Years 4.90 % 5.40 %
2 Years 1 Day to 3 Years 5.15 % 5.65 %
3 Years 1 Day to 5 Years 5.30 % 5.80 %
5 Years 1 Day to 10 Years 5.50 % 6.25 % *

* Senior Citizen care FD. it gives 0.25 extra which is over and above the existing of 0.5%

HDFC Bank Deposit Rates  Domestic/ NRO/NRE ( Above 2 Crore to 5 Crore)

Tenure  Interest Rate (Per Annum) Senior Citizen Rates ( Per Annum)
7 – 14 Days 2.5 % 3 %
15 – 29 Days 2.5 % 3 %
30 – 45 Days 2.75 % 3.25 %
46 – 60 Days 2.75 % 3.25 %
61 – 90 Days 3 % 3.50 %
91 Days – 6 Months 3 % 3.50 %
6 Months 1 Day to 9 Months 3.50  % 4 %
9 Months 1 Days to  <1 Year 3.65  % 4.15 %
1 Year 3.75 % 4.25 %
1 Year 1 Day to 2 Years 3.75  % 4.25 %
2 Years 1 Day to 3 Years 4.25  % 4.75  %
3 Years 1 Day to 5 Years 4.25  % 4.75 %
5 Years 1 Day to 10 Years 4.25  % 5 % *

* Senior Citizen care FD. it gives 0.25 extra which is over and above the existing of 0.5%

HDFC Bank Fixed Deposit Features 

1  Bank is offering fixed deposit from 7 days to 10 Years.

HDFC FD interest rates 2021  start from minimum 2.5% per annum  and maximum 5.50% per annum.

3  Senior citizen will get 0.5 % extra on fixed deposit.

4  Depositor can also  avail nomination facility in fixed deposit.

5  HDFC Bank also gives auto renewal option in fixed deposit.

6  Pre mature closure or partial withdrawal facility is also available .

7  TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all HDFC branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.

You can also read about Axis Bank FD Interest Rates

hdfc bank fd interest rates

HDFC Bank fd rates for Senior Citizens

Bank is offering special fixed deposit for senior citizens with the name Senior Citizen Care FD. This offer gives 0.25% extra which is over and above the existing of 0.5%. This offer is available  on below 5 Crore FD and duration for this fixed deposit is 5 years and more. HDFC Senior Citizen fd rates 2021 are available for Resident India and not for NRI.

HDFC NRE FD Rates

NRE fixed deposit rates are available for Non Resident Indian or citizen of Indian origin . NRE fd is booked for minimum 1 year. No interest is paid if the NRE Deposit is withdrawn before 1 year.

There is no penalty on pre mature closure of NRE Fixed Deposit.

Partial or pre mature withdrawal and sweep- in facility is not allowed fd booked for 5 Crore and above.

HDFC Tax Saving FD

HDFC Bank offer Tax Saver FD for resident individuals and HUF.

Minimum amount is INR 100 and in multiples of INR 100 and Maximum amount is Rs. 1.5 Lakh in a financial Year.

HDFC Tax Saving fd is book for  5 year (lock in)

This fd can be booked with Monthly or quarterly payout.

In case of joint holder deposit account, tax benefit is given to first holder  of the account under 80C.

HDFC Fixed  Deposit Online

You can also book your fixed deposit online. One needs to log in your hdfc net banking and go to fixed deposit section  for online hdfc deposit.Fixed Deposit can also be booked in HDFC Bank via SMS. You need to send SMS on 5676712 from your registered  mobile number. You just need send sms “BOOKFD<AMOUNT><TENURE>” and send the message  to 5676712.

HDFC FD Rate Today

We have given latest fd  information above. To know the latest HDFC fd rate of interest, You can also visit the bank website.

HDFC FD Interest Rate 2021 Calculator- (FD Calculator HDFC Bank)

You can calculate HDFC Bank fixed deposit rates in HDFC Fixed deposit calculator 2021

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