Bank of Baroda is one of the top public sector banks in India. After merger of Vijaya and Dena It has become one of the big banks in India .BOB offers Term Deposit to its customers with different rates. Bank of Baroda FD Interest Rates starts from 2.80 % per annum to maximum 5.25 % per annum . You can also book your fixed deposit online. You need to have internet banking facility for FD booking.
Bank of Baroda FD Rate
Bank of Baroda Deposit Rates Domestic/ NRO/NRE (Below 2 Crore)
|Tenors||Interest Rate Below 2 Crore Per Annum||Interest Rate Below 2 Crore Senior Citizen Per Annum|
|7 days to 14 days||2.80 %||3.30 %|
|15 days to 45 days||2.80 %||3.30 %|
|46 days to 90 days||3.70 %||4.20 %|
|91 days to 180 days||3.70 %||4.20 %|
|181 days to 270 days||4.30 %||4.80 %|
|271 days & above and less than 1 year||4.40 %||5.10%|
|1 year||4.90 %||5.40 %|
|Above 1 year to 400 days||5.00 %||5.50 %|
|Above 400 days and up to 2 Years||5.00 %||5.50 %|
|Above 2 Years and up to 3 Years||5.10 %||5.60 %|
|Above 3 Years and up to 5 Years||5.25 %||5.75 %|
|Above 5 Years and up to 10 Years||5.25 %||5.75 %|
Bank of Baroda Deposit Rates Domestic/ NRO/NRE (2 Crore to 100 Crore)
|Tenors||Rs 2 Cr. to up to Rs 10 Cr.||Above Rs 10 cr. to up to Rs 25 cr.||Above Rs 25 cr. to up to Rs 50 cr.||Above Rs 50 cr. to up to Rs 100cr.|
|7 days to 14 days||2.90 %||2.90 %||2.90 %||2.90 %|
|15 days to 45 days||2.90 %||2.90 %||2.90 %||2.90 %|
|46 days to 90 days||2.90 %||2.90 %||2.90 %||2.90 %|
|91 days to 180 days||2.90 %||2.90 %||2.90 %||2.90 %|
|181 days to 270 days||3.05 %||3.05 %||3.05 %||3.05 %|
|271 days & above and less than 1 year||3.05 %||3.05 %||3.05 %||3.05 %|
|1 year||3.50 %||3.50 %||3.50 %||3.50 %|
|Above 1 year to 2 Years||3.25 %||3.25 %||3.25 %||3.25 %|
|Above 2 Years and up to 3 Years||4.10 %||4.10 %||4.10 %||4.10 %|
|Above 3 Years and up to 5 Years||3.25 %||3.25 %||3.25 %||3.25 %|
|Above 5 Years and up to 10 Years||3.25 %||*||*||*|
Bank of Baroda FD Scheme
Bank of Baroda Senior Citizen Scheme
Bank of Baroda Fixed Deposit Features
1 Bank is offering fixed deposit from 7 days to 10 Years.
2 BOB FD Interest Rates start from minimum 2.80 % per annum and maximum 5.25% per annum.
3 Senior citizen will get 0.5 % extra on fixed deposit.
4 Depositor can also avail nomination facility in fixed deposit.
5 Bank of Baroda also gives auto renewal option in fixed deposit.
6 Pre mature closure or partial withdrawal facility is also available .
7 TDS is deducted when interest payable or reinvested on Fixed Deposit per customer across all BOB branches, exceeds Rs.40,000/- (Rs. 50,000/- for senior citizens) in a financial year.
You can also read about Axis Bank FD Interest Rates
Bank of Baroda NRE FD Rates
Bank of Baroda NRI Interest rates are available for Non Resident Indian or citizen of Indian origin . NRE fd is booked for minimum 1 year. No interest is paid if the NRE Deposit is withdrawn before 1 year.
There is no penalty on pre mature closure of NRE Fixed Deposit.
Partial or pre mature withdrawal and sweep- in facility is not allowed fd booked for 5 Crore and above.
BOB Tax Saver FD
Bank of Baroda offers Tax Saver FD for resident individuals and HUF.
Minimum amount is INR 100 and in multiples of INR 100 and Maximum amount is Rs. 1.5 Lakh in a financial Year.
BOB Tax Saving fd is book for 5 year (lock in)
This fd can be booked with Monthly or quarterly payout.
In case of joint holder deposit account, tax benefit is given to first holder of the account under 80C.
Bank of Baroda FD Rates Today
We have given latest FD information above about Bank of Baroda Fixed Deposit Interest Rate. To know the latest BOB FD Interest Rate , You can also visit the bank website.
Bank of Baroda Fixed Deposit Rates Calculator
You can calculate deposit rates in BOB FD Calculator . This will help you to decide the amount and tenure for your BOB FD Deposit .
Bank of Baroda Saving Account Interest Rate
Bank of Baroda gives 2.75 % interest per annum on saving account up to 1 Lakh. Above 1 Lakh to less than Rs. 200 Crore 2.75 %. Rs. 200 Crore to less than 1000 Crore 3.05 % and Rs. 1000 Crore and above 3.2% per annum.