Bandhan Bank is one of the fast growing banks in India. It has good presence in rural and semi urban areas. Bandhan Bank offers Term Deposit to its customers with different rates. Bandhan Bank Fixed Deposit Rates starts from 3.00 % per annum to maximum 5.50% per annum . You can also book your fixed deposit online for this You need to have internet banking facility for FD booking.
Bandhan Bank FD Interest Rates
Bandhan Bank Deposit Rates Domestic/ NRO/NRE (Below 2 Crore )
|Period||Deposit less than 2 Crore||Deposit less than 2 Crore(Senior Citizen)|
|7 days to 14 days||3.00 %||3.75 %|
|15 days to 30 days||3.00 %||3.75 %|
|31 days to Less than 2 months||3.50 %||4.25 %|
|2 months to less than 3 months||3.50 %||4.25 %|
|3 months to less than 6 months||3.50 %||4.25 %|
|6 months to less than 1 year||5.25 %||6.00 %|
|1 year to 18 months||5.75 %||6.50 %|
|Above 18 months to less than 2 years||5.75 %||6.50 %|
|2 years to less than 3 years||5.75 %||6.50 %|
|3 years to less than 5 years||5.50 %||6.25 %|
|5 years to up to 10 years||5.50 %||6.25 %|
Bandhan Bank Senior Citizen Scheme
Bandhan Bank Fixed Deposit Rates for Senior Citizens
Bandhan Bank Fixed Deposit Features
1 Bank is offering fixed deposit from 7 days to 10 Years.
2 Bandhan Bank Fixed Deposit Rates start from minimum 3.00 % per annum and maximum 5.50% per annum.
3 Senior citizen will get 0.75 % extra on fixed deposit.
4 Depositor can also avail nomination facility in fixed deposit.
5 Bandhan Bank also gives auto renewal option in fixed deposit.
6 Pre mature closure or partial withdrawal facility is also available .
7 Bandhan FD premature withdrawal penalty is 1%.This means if you committed to keep the FD for two years, but had to withdraw it after 1 Year, then bank will impose a penalty. Even, partial withdrawals attract penalty. This will be 1% of the applicable interest rate.
Bandhan Bank NRE FD Rates
Bandhan Bank NRI Interest rates are available for Non Resident Indian or citizen of Indian origin . NRE FD is booked for minimum 1 year. No interest is paid if the NRE Deposit is withdrawn before 1 year.
There is no penalty on pre mature closure of NRE Fixed Deposit.
Partial or pre mature withdrawal and sweep- in facility is not allowed FD booked for 5 Crore and above.
Bandhan bank Tax Saver FD
Bandhan Bank offers Tax Saver FD for resident individuals and HUF.
Minimum amount is INR 100 and in multiples of INR 100 and Maximum amount is Rs. 1.5 Lakh in a financial Year.
Bandhan Tax Saving FD is book for 5 year (lock in)
This FD can be booked with Monthly or quarterly payout.
In case of joint holder deposit account, tax benefit is given to first holder of the account under 80C.
Bandhan Bank FD Rates Today
We have given latest FD information above about Bandhan Bank Fixed Deposit Rates. To know the latest Bandhan Bank FD Interest Rate , You can also visit the bank website.
Bandhan Bank FD Calculator
You can calculate deposit rates in FD Calculator . This will help you to decide the amount and tenure for your Bandhan Bank FD.
Bandhan Bank Saving Account Interest Rate
Bandhan Bank gives 6.00 % interest per annum on saving account deposit over 1 lakh.
|Bandhan Bank Savings Bank Account||Interest Rate( Per Annum)|
|Daily Balance up to ₹1 lakh||3 %|
|Daily Balance above ₹1 lakh to ₹10 crores||6 %|
|Daily Balance above ₹10 crores to ₹50 crores||6.55 %|
|Daily Balance above ₹50 crores||7.15 %|